Have you ever had to deal with getting your car repaired after an accident? Would you like to be prepared if that day ever come? Then this series of questions and answers for you. We will walk you through some of the most commonly asked questions when dealing with a claim and what the process is that the vehicle is repaired after a claim.
Before contacting an insurance company: What do I do if I am involved in an accident, or that the insurance claim?
Accidents are almost always unexpected and very stressful. It is important to keep to the calm.
Since the accident made is important. Keep an emergency kit in the trunk or place a series of collapsible cones, warning triangles or emergency flares. Make sure you also a PEN and a card from the appropriate medical information for you and your family. Keep a disposable camera handy to take pictures, especially one that has a flash, the night of the accident. Most of the disposable camera is quite durable and survive the heat of a car, especially if stored away from direct sunlight. Replace every two years, the film is fresh.
What to do after an auto accident:
* Stay as relaxed as possible.
* Immediately call the police. I will write a police report that there will be a report that more is needed.
* Check for injuries. The life and health is more important than damage to vehicles. If in doubt, call an ambulance.
* If the accident is minor and no serious injuries, most states allow the vehicles safely and not risk being in moving traffic. Check your state laws.
* Turn on your hazard lights. Where appropriate and possible, cones, warning triangles or flares security. Turn off the engine car, so no risk of sparking a fire.
* Direct comments to the accident, including the specific damages to all vehicles involved. If the name of the auto registration and / or insurance policy is not the name of the driver makes the connection and write it down. Get witness information, if feasible. Swap information about the other party. Names, phone numbers, insurance information, identification numbers, VIN number, and vehicle.
* Do not sign any document if the police ask you to sign the ticket.
* Be polite, but do not tell the other drivers or the police that the accident was your fault, even if you think it was. Similarly, do not accuse the other drivers to guilty at this time. It is wise to state only the facts. Limit the discussion of the accident, the police and your insurance agent.
* If you have a camera handy and safe to do so would be useful to photograph the accident scene. You want to see pictures of the cars involved, the people, and in particular the damage before it was taken from the scene. Photos skid marks or guard rails or other objects that were part of the accident is also useful.
* If possible, do not leave the accident scene before the police and other drivers do not.
* Finally, remember that while the facts are very important to investigate the accident should be left to the police and insurance companies.
* Do not accept offers to settle the payment on the spot careful consideration. It may later be held liable for the same loss.
What should I do if I am involved in an accident or the claim that, after contact with the insurer?
All the different insurance companies, car accident reporting procedures and policies. Check with your insurance carrier and ask for appropriate action.
How can I estimate my car out?
If the insurance company information about the accident, including police report, you create an appointment, or a field appraiser, or write directly to improve Auto Body Shop estimate of repairs.
If the accident or claim is not my fault, I do not go through the insurance company or other person’s insurance company?
Report the crash to the insurance company immediately or within a specified time, the policy and a copy of any police reports or supporting documents. You can report other insurance company. Typically, each company will have its own way of handling claims. Most of the time, if not your fault, the other insurance company to process the request. Just keep on top of that guarantee, too, criticize, and to your satisfaction. That wraps up the first part of this three-part series. I hope you found some good information to help you understand the process of getting a vehicle repaired after the insurance claim.
Jake began his career working in a small car garages town in south-east. Work after almost a decade, he decided to try his hand on the other side of the coin, and got a job as an auto appraiser for a large insurance company. The experience of both sides understand the needs of consumers but also to body shops and insurance companies. It is a love triangle in a number of complex problems.
Visit his blog for the complete series and more resources at AutoBodyFAQ.com.
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By Jake Maxwell Published: 11/5/2007 |
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